Send Money to India — Fast, Transparent, No Hidden Fees
Compare real exchange rates and fees before you transfer. See how much more your family receives with the right provider.
Get Wise Rate Now →Wise vs Bank Transfer vs Western Union
Based on a $1,000 transfer to India (rates vary — always check live rates before sending)
Rates and fees change frequently — this table is for general comparison only. Always check the live rate before sending.
🇸🇬 Sending from Singapore?
The SGD to INR mid-market rate has generally hovered in the low-to-mid 60s in recent years, though it shifts with global markets. Wise typically charges a small percentage-based fee with no markup on the exchange rate, while Singapore banks often add S$20–S$50 in fixed fees plus a 2–3.5% margin built into their rate — so the gap between providers can add up quickly on larger transfers.
🇩🇪 Sending from Germany?
The EUR to INR mid-market rate has generally moved in the high-80s to low-90s range in recent years, though it shifts with global markets. Wise typically charges a small percentage-based fee with no markup on the exchange rate, while German banks often add fixed transfer charges (commonly €10–€25) plus a hidden margin of 2–4% built into their rate — so on larger transfers, the difference between providers can be significant.
Why We Recommend Wise
Real Mid-Market Rate
No hidden markup on the exchange rate — you see the same rate you'd find on Google.
Upfront Fees
You see the exact fee before you send — no surprises when the money lands.
Fast Transfers
Many transfers to India land within minutes to a few hours.
Regulated & Secure
Wise is authorized and regulated in multiple countries for handling international transfers.
Send Money From
Frequently Asked Questions
Is Wise safe to use for sending money to India?
Wise is a regulated financial services company that operates in many countries, including transfers to India. As with any financial service, it's worth reviewing current terms and your own country's regulations before sending large amounts.
How long does a transfer to India usually take?
It depends on the payment method and destination bank — some transfers land within minutes, others can take up to a day or two.
Are bank transfers always more expensive?
Not always, but banks often build a markup into the exchange rate itself, which isn't shown as a separate "fee" — so the true cost can be higher than it first appears. It's worth comparing the total amount received, not just the advertised fee.
What's the best way to send money from Germany to India?
Wise is a strong option for Germany-to-India transfers — it uses the real mid-market exchange rate with a transparent upfront fee, whereas German banks and traditional providers often build a hidden margin into their exchange rate on top of any advertised transfer fee.